The valve will be closed when the engine is off yes, but when the engine is running the cam bearing clearance is more than what your valve clearance is...so when the cam is moving around running it effectively makes you valve clearance 0 or actually less than zero and can hold them open, that is why you use .005" minimum. This clearance will still allow the valves to close even with wide bearing clearance. Your clearances as they stand make you valves barely close or stay open when running. Normally the clearance will tighten over time because the valve and seat in the head wear which makes the valve go deeper into the head pushing it closer to the camshaft which decreases clearance. Valve springs have nothing to do with valve clearance. All they do is close the valve.